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Interest Free Finance Information

As long as you pay the full amount before the end of the term you will pay no interest.* Minimum monthly payments are required by all of our finance providers and vary for each transaction. Please see full terms below for details on minimum payments.

Q Mastercard / Q Card

  • 12 Months interest free on purchases over $300* when you choose QCard at checkout.
  • If you have an existing QCard, simply choose this option for payment at checkout and choose your interest free option at the QCard Portal.
  • Available online or in any Evo Cycles store nationwide.

I would like to apply for a QCard.

Have an existing QCard? Just choose QCard at checkout.

Gem Visa or Gem Creditline

  • 12 Months interest free on purchases over $250* when you choose GEM at checkout.
  • Available online or in any Evo Cycles store nationwide.

Have a question about GEM Visa or Interest Free?

Have an existing GEM Card? Just choose GEM at checkout.

Finance Now

  • Available on purchases over $195
  • A good option for those with limited credit history
  • Fixed term loan

12 Months interest free.

Finance FAQ's

How do I apply for finance?
Simply choose the Apply Now button above for the finance provider you wish to apply through.

How do I use my existing Q Mastercard, QCard, Gem Visa or Gem Creditline?
Simply choose your card at checkout or contact us for long term Gem / Gem Creditline finance. When you place you order you will be redirected to the QCard portal to choose the interest free option you would like for your purchase.

Who does Evo Cycles use for finance?
We offer finance through Q Mastercard/Qcard, Gem Visa/Gem CreditLine and Finance Now.

How does finance work in-store?
Our sales team can help you with your finance application in-store. Just let them know what you're after and they'll work out a great deal for you!

What are the terms on interest free finance?
Terms vary for each individual Finance contract. Please see the Terms & Conditions above for each finance provider.

Still Have Questions About Interest Free Finance?

Call us on 0800 424 537 or email us now sales@evocycles.co.nz

*All Finance deals are carried out between the customer and the finance providers.
Evo Cycles acts as a facilitator between the two parties. All from per week payments indicated on products are only indications of the lowest amount payable per week for the principal amount borrowed and do not account for annual account fees that are charged by finance companies.
VIEW ALL TERMS AND CONDTIONS