Interest Free Finance Information

*Q Mastercard / Q Card Terms & Conditions:
On purchases $250 & over. Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate (currently 25.99%) applies to any outstanding balance at the end of the interest free period. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases.

*GEM Visa or GEM Creditline Terms & Conditions:
Minimum purchase $250. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends.

GEM VISA OR GEM CREDITLINE

  • Pay no interest and no payment for 12 months* on purchases over $250 when you choose Pay With GEM at checkout.
  • 6 months interest free* on all GEM Visa purchases $250 and over.
  • Available online or in store at all Evo Cycles showrooms nationwide.
  • Already have a GEM Card? Start shopping now and just select Pay With GEM in the checkout.

Learn more about GEM Visa & GEM Credit line >

*Terms & Conditions:
12 months interest free with no repayments during the stated period. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine). Minimum purchase $250. During this period, no interest will accrue, and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Credit provided by Latitude Financial Services Limited.

Q MASTERCARD / Q CARD

  • Pay no interest and no payment for 12 months* on purchases over $250 when you choose Pay With Q Card at checkout.
  • Available online or in store at all Evo Cycles showrooms nationwide.
  • Already have a Q Mastercard / Q Card? Start shopping now and just select Pay With GEM in the checkout.

Learn more about Q Mastercard / Q Card >

*Terms & Conditions:
On purchases $250 & over. Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate (currently 25.99%) applies to any outstanding balance at the end of the interest free period. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. *No payments and no interest for 12 months/days (“Payment Holiday”) is available on Flexi Payment Plans. Minimum spend $499. Lending criteria, fees, Ts& Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

FINANCE NOW

  • Available on purchases over $195
  • A good option for those with limited credit history
  • Fixed term loan

Learn more about Finance Now >

*Terms & Conditions:
No deposit, 12 Month Interest Free terms are available on all purchases $195 and over. A $60 booking fee and a $1.80 monthly service fee apply. Optional Consumer Protection Insurance (CPI) is available. Full disclosure is provided in the Finance Now disclosure statement prior to your purchase. All finance is subject to Finance Now terms and conditions and approval criteria. www.financenow.co.nz.

STILL HAVE QUESTIONS ABOUT INTEREST FREE FINANCE?

Call us on 0800 424 537 or email us now at sales@evocycles.co.nz

*All Finance applications and agreements are carried out between the customer and the finance providers.
Evo Cycles acts as a facilitator between the two parties. All from per week payments indicated on products are only indications of the lowest amount payable per week for the principal amount borrowed and do not account for annual account fees that are charged by finance companies.

FREQUENTLY ASKED QUESTIONS

Simply choose the Apply Now button above for the finance provider you wish to apply through. Finance applications are managed directly with your chosen finance provider.

Simply choose your card at checkout or contact us for long term Gem / Gem Creditline finance. When you place you order you will be redirected to the QCard portal to choose the interest free option you would like for your purchase.

We offer finance through Q Mastercard/Qcard, Gem Visa/Gem CreditLine and Finance Now.

Terms and conditions vary for each individual Finance contract. Please see the Terms & Conditions above for each finance provider.